We, as a nation, are in unchartered waters with the Coronavirus (COVID-19) crisis meaning all of us are having to adjust our usual way of life.

There is a huge amount of information currently circulating from various sources and we think it is important to ensure that only reliable sources are used, therefore we have provided a link to the government website which will help with many questions you may have , the following topics are covered: -

Click this link for the website https://www.gov.uk/coronavirus

Vehicles

The rules around renewing your MOT on your vehicle have been amended during the current situation, for information regarding cars, vans and motorcycles, vist: -

https://www.gov.uk/guidance/coronavirus-covid-19-mots-for-cars-vans-and-motorcycles-due-from-30-march-2020

For lorries, buses and trailers, visit: - https://www.gov.uk/guidance/coronavirus-covid-19-mots-for-lorries-buses-and-trailers

Where insurers are members of the ABI (Association of British Insurers) there is further protection being offered for their policyholders who use their cars to volunteer during the crisis, you can find out more about this and other areas of concern by visiting their website at https://www.abi.org.uk/products-and-issues/topics-and-issues/coronavirus-hub/

Cyber Security

Unfortunately, whilst times like this can bring out the best in human nature, there are also criminals who will see this as an opportunity to run lucrative scams. With many people more stressed than usual they can easily become vulnerable, for guidance you can visit The National Cyber Security Centre: - https://www.ncsc.gov.uk/ where you will also find specific information related to working from home.

Working from home

Working from home/remotely can also raise the question of data protection. You will find helpful information from the ICO (Information Commissioners Office) at https://ico.org.uk/for-organisations/data-protection-and-coronavirus

The ABI (Association of British Insurers) are reassuring people that their home insurance members are offering enhanced help and support to all customers who may be affected by Coronavirus meaning that if you are an office-based worker and need to work from home because of government advice or because you need to self-isolate, your home insurance cover will not be affected. You do not need to contact your insurer to update your documents or extend your cover. For more information visit: - https://www.abi.org.uk/products-and-issues/topics-and-issues/coronavirus-hub/home-insurance/

Travel

The FCO (Foreign & Commonwealth Office) have advised against all but essential travel, find out more at their website https://www.gov.uk/guidance/travel-advice-novel-coronavirus

Advice for policyholders with policies arranged by an ABI member insurer can be found at:- https://www.abi.org.uk/products-and-issues/topics-and-issues/coronavirus-hub/travel-insurance/

Businesses

As there are many variations in the cover between insurance companies and policy wordings it is not possible to provide definitive advice - it is advisable to check your wording and contact your broker for clarity.

Let us help

From an insurance perspective, we are here as usual (we are working remotely) to answer your questions and concerns. As you will appreciate different insurers have differing approaches, so it is important to talk to us regarding your own personal circumstances.

Other useful websites: -

Check ABI members at https://www.abi.org.uk/about-t…

Report cyber scams at https://report.ncsc.gov.uk/

Report fraud and cyber crime at https://www.actionfraud.police…

To speak to one of our friendly and knowledgable team members

Either call us on 01273 328181 or

click here to email